Asset Care: provides cover for your home, contents, boat, caravan trailer or vehicle

You've had to work hard to get the things in your life - your home, its contents and your car. But it could only take a few minutes - a disaster, an accident, a burglary - for them to disappear. Take out Asset Care to protect the things you've worked hard for, and then you can relax and get on with your life.

Find out more about our Asset Care policies:

• Home Care
• Contents Care
• Vehicle Care (with the option of Roadside Rescue)

Comprehensive cover

Asset Care has a range of great benefits:

• Cover for kids living away from home: if your kids attend an educational institute and live in a hostel - run by, or for that institution - then their effects and possessions may be fully covered under your Asset Care policy.
• $10,000 accidental death benefit: if you or your spouse dies due to an accident, then you, your spouse or the respective estates may get a payout of up to $10,000.
• $10,000 accidental permanent disablement benefit:if you or your spouse suffer accidental permanent disablement then you or your spouse will receive a payment of up to $10,000.
• Legal liability cover: you'll be covered for causing the accidental injury, illness or death of another person, or the loss of, or damage to, anyone else's property. Up to $1,000,000 for home, contents and your boat or up to $20,000,000 for your vehicle, caravan or trailer.
• Cover for lost keys and replacing locks: there's nothing more frustrating than losing your keys. With Asset Care you can get fast replacement for keys and locks to keep your home or vehicle safe.
• Accommodation if you need it:if your home is uninhabitable because of a disaster like a slip, fire or flooding, then Asset Care may pay for accommodation until your home is livable again.

Competitive premiums - and Fly Buys points

• Premium discounts: insure your home, contents and car with us and you'll enjoy even lower Asset Care premiums. If you've got an alarm for your house or car you'll save money on your premiums too. You can even opt for a voluntary excess on some things to further reduce your premiums.
• Claim-free discount - save up to 65%! : if you have no claims for a certain period you could enjoy discounts on your premiums of up to 65%.
• Excess-free for glass breakages: cricket ball through your lounge window? A rock breaks your windscreen? Asset Care covers broken glass, without you losing your no claims bonus.
• Earn Fly Buys: you'll be rewarded with Fly Buys points (from IAG New Zealand) for every $20 of premiums paid.
• Payments to suit you: you can pay your premiums fortnightly, monthly, or annually by direct debit from your Current or Smile On Call Account.

Stress-free claims

It's easy to claim. Just call the Asset Care Claims Line on 0800 425 025, 7-days a week, 24-hours a day.

Find out more - and get a free quote today

To get a free quote, and to see the Asset Care Policy document, drop into your local branch, or call us today on 0800 554 554.

Asset Care is only available to customers of The Co-operative Bank who hold a Current or Smile On Call Account. This section contains summary information only. It is not a policy document and is not intended to be relied on. A specimen policy document is available from The Co-operative Bank. All applications and claims are subject to the full terms of the policy. The information contained here is correct as at the date of publication. Asset Care is underwritten by IAG New Zealand Limited (IAG). IAG reserves the right to change the terms of cover it offers in the future.

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