

Money on hand to cover any shortfall.
Works like a credit card, but gives you up to 55 days interest-free credit on both your purchases and cash advances.
Fees and Exemptions apply.
PSIS is not a registered bank, but a very co-operative co-operative.
Interest rates are subject to change. All deposits are secured by First Ranking Stock and rank equally with all existing deposits with PSIS Limited. An Investment Statement and a current registered Prospectus are available from any PSIS branch or can be downloaded here. For all lending products, PSIS Limited lending and insurance criteria, and fees apply.