Loan Interest Rates
- Annual base interest rates last updated 1 September 2010.
- Visit the Loans section for more information on choosing a loan that is right for you.
- All interest rates are subject to change.
Home Loans
The following annual interest rates apply:
Vehicle/Recreational Boat Loan
| Interest Rate % p.a. |
|---|
| from 14.00 |
Debt Consolidation Loan
| Interest Rate % p.a. |
|---|
| from 16.50 |
Other Standard Personal Loans
| Interest Rate % p.a. |
|---|
| Secured | 10.50 to 14.00 |
| Unsecured | from 16.50 |
Creditline
| Interest Rate % p.a. |
|---|
| 18.50 |
Overdraft
| Interest Rate % p.a. |
|---|
| Arranged | 17.50 |
| Unarranged | 22.00 |
PSIS is not a registered bank, but a very co-operative co-operative.
Interest rates are subject to change. All deposits are secured by First Ranking Stock and rank equally with all existing deposits with PSIS Limited. An Investment Statement and a current registered Prospectus are available from any PSIS branch or can be downloaded here. For all lending products, PSIS Limited lending and insurance criteria, and fees apply.
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